Customers using our solutions
Pay confidently
Payment facilitators need to mitigate risk, remain compliant with Nacha rules and deliver convenient, trusted experiences. Time-consuming alternatives like microdeposits or pre-notifications only hinder the payment experience.
Not anymore. Say hello to instant account validation.
Solutions for credit-decisioning, loan funding and loan servicing.
Secure Account Opening & Funding
Loan Servicing
Direct ACH Payments (P2M)
Account Verification (KYC)
Recurring Payments Setup
Key benefits
With instant account validation, modern money movers can mitigate risk and facilitate payment experiences that unlock the potential of financial data to empower clients.
- We are a preferred partner of Nacha and satisfy Nacha’s WEB Debit Rule ensuring reliable ACH payments.
- No more wondering if an account has changed. Our
real-time validation delivers the most up-to-date and accurate data. - Balance check helps with payment success and avoiding fees.
- Where micro-deposits and pre notifications could take days, our solutions can verify accounts in seconds.
Connect
Seamless user experience
Consumers easily permission data from their bank accounts with our Connect product. We do the rest, delivering the financial data you need to enhance your customer’s new financial experience.
Payment API for ACH validation and payment enablement
Check out our payment enablement APIs for integrating payment platforms and account data into your payment process. Get started and test our APIs or view our documentation at Mastercard Developers.
More Resources
Learn more about our Pay solutions
Discover the many use cases for payment enablement
Request a demo to experience the next generation of payments
Certain open banking solutions are provided by Finicity, a Mastercard company.